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Aloha Carolina Home Mortgage, We would like to big a HUGE Mahalo (thank you) to Jennifer Rivers for all her help, handwork, patience, and true dedication to helping our family with the purchase of our home. Learn about the mortgage process and how to finance your dream home. Discover different types of home loans, common mortgage questions & refinance options. Home ownership is the foundation of the American dream and a top financial goal for many people. But with the median listing price for homes on the market at just over $,, according to Zillow, most homebuyers need to finance their purchase with a mortgage instead of paying cash.